Is moving out with my bf a good idea if both of us work and go to school?

As of right now my bf is working in a different city and is going to continue school again in january. As for me im going to school and currently living at my parents house. As soon as the next semester comes were going to move in with each other. We've been together about 2 and half years and jus recently we decided to do this livin together thing. weve been looking at apartments and get things together. ive been hinting it to my parents but i dnt think theyll be too thrilled about it. ive got a job and as soon as my bf moves back over here hes going to look for another job. i jus want to know if its such a good idea n if my parents r going to accept it??! Both of our cars are paid for but mines is under my mothers name wondering if i should be giving her money to pay for the insurance once i get out of her place.